Almaden RV

Over 25 Years of Expert RV Collision Restoration, Service & Repair In Sunny San Jose California

(408) 289-9442
494 Phelan Ave, San Jose, CA 95112
Employment Opportunities - See below
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+ 7(a) SBA loan

July 22, 2020 By aRVadmin

+ 7(a) SBA loan

7(a) Loan finances capital that is working expansion, gear acquisitions. 85% regarding the loan is assured because of the SBA

+ 7(a) SBA Express loan

7(a) Express Loan has got the financing that is same the 7(a) loan, but just 50% associated with the loan is fully guaranteed. The upside is really a quicker loan application/implementation procedure.

+ SBA Microloan

Microloans finance working money, stock, gear, and company startup costs.

Small Company Management Loans

Loan Amount amount of time in Business* minimal Credit Score* Repayment Period APR SBA 7(a) Loan as much as $5,000,000 2+ years 680 84-120 months 7.75-11.5% SBA Express (7a) Loan as much as $350,000 2+ years 680 84-120 months 7.75-11.5% SBA Microloan as much as $50,000 2+ years 680 72 months 6.5-9% *These are basic recommendations, but because the SBA lovers with a few lenders, these demands can alter from a single loan provider to a different.

Federal Federal Government Loans

If you’re having problems getting money from an exclusive loan provider, you may be eligible for a federal loan. As a rule that is general loans through the USDA Farm provider Agency (FSA) are supposed to be financing of “last resort”, meaning applicants were not able to have adequate funds through a normal commercial loan provider (like most we included above). Because of this, FSA Farm Loans are a great place to begin when you have no past business experience, or a credit score that is unfavorable.

Which loan is suitable for me personally?

+ Direct Operating Loan

A primary running loan is utilized to acquire livestock and feed, farm gear, fuel, farm chemical compounds, insurance coverage, and household bills, make minor improvements or repairs to structures and fencing, and general farm running costs.

Funded straight because of the FSA

+ Microloans

Microloans are running loans built to meet up with the requirements of little, starting farmers, non-traditional, specialty crop, and niche operations by reducing some demands and providing less paperwork.

Funded straight because of the FSA

+ Fully Fully Guaranteed Working Loans

A fully guaranteed running loans is serviced and made by commercial loan providers (banking institutions, credit unions, etc. ) The FSA guarantees the lender’s loan as much as 95 per cent. EZ loans are for lower amounts and can include less paperwork/requirements, making them better for new farmers ( exact same individual base as microloans).

Funded by way of a third party, assured by the FSA

https://speedyloan.net/installment-loans-ks

Loan amount expertise in businessor agriculture payment duration APR
Farm operating – Direct as much as $400,000 3 away from previous ten years 84 months 2.75%
Farm ownership – Direct Up to $600,000 3 away from previous decade 240-480 months 1.5-3.5%
Farm running – Microloan as much as $50,000 3 away from previous ten years 84 months 2.75%
Farm ownership – Microloan as much as $50,000 3 away from previous ten years 300 months 3.5%

Funds

For smaller businesses & Producer groups

Who is able to use: Agricultural organizations

FMPP funds can be obtained to simply help outlets that are direct-to-consumer farmers areas and roadways More Information

+ Value Added Producer Grants (VAPG)

Who are able to apply: Individual manufacturers, agricultural producer groups

This competitive grant system helps agricultural producers get into value-added tasks associated with processing and marketing new items. The objectives are to come up with new services, create and expand advertising possibilities, while increasing producer earnings. Concern may be provided with to novice, socially-disadvantaged, little, or family members farms. The funds are administered by the USDA Rural developing team. More info

For schools, non-profits & companies

+ Sustainable Agriculture Research & Education (SARE)

Who are able to use: Researchers, extension agents, educators, and graduate students

They are competitive funds to finance research and education jobs that advance sustainable practices that are agricultural the usa. SARE funds are designed for jobs research that is involving training just, to not lessen the expenses associated with starting a farm. A percentage that is small of financing enables you to buy the materials, but generally speaking SARE money can not be utilized to create big acquisitions for land, equipment or money investment. More info

+ Farm to Class Funds

Who is able to use: Pre-K-12 schools, nonprofits, state and neighborhood agencies, agricultural manufacturers, and United states Indian tribal businesses.

These competitive funds are supposed to assist in food that is local for college dinner programs also to expand educational tasks on farming and food. You can find three forms of grants–planning, implementation, and support–which may be used for training and technical assistance, preparing, buying gear, developing college gardens, developing partnerships, and applying farm to school programs. These are typically administered because of the USDA in addition to Food and Nutrition Service (FNS). More info

+ Community Food Venture Give

Who are able to use: Nonprofits, tribal businesses, and meals system providers

The grant is just an infusion that is one-time of support for tasks that increase meals circulation, involvement in federally assisted nutrition programs, or improve use of meals in low-income communities so that you can increase self-sufficiency and food protection. The grant is administered because of the USDA and Food and Nutrition provider (FNS). More info

+ Farmer’s marketplace & Local Food Promotion Program (FMLFPP)

Who is able to use: Agricultural cooperatives, producer and associations, community supported farming (CSA) sites and associations, regional governments, nonprofits, general public advantage and financial development corporations, food councils, local farmers market authorities, and tribal governments.

The objective of this competitive grant is to assist the growth, enhancement, or expansion of farmers areas, CSAs, roads More Information

+ Specialty Crop Block Grant System (SCBGP)

Who are able to use: state dept. Of farming.

The goal of the SCBGP will be improve the competition of specialty plants, understood to be fruits, veggies, tree pea nuts, dried out fruits, horticulture, and nursery crops including floriculture. The grant includes marketing, training, meals safety, and pest/disease management for specialty plants. Jobs must certanly be sustainable while having an impact that is measurable. These funds are administered through indiv more info

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Almaden RV Repair is looking to hire two positions. One Auto Body Technician and one Service Technician.
Must have experience and own tools. Full time positions available. Chassis work experience a plus!
Hourly wage will depend on experience. Please email or fax your resume to 408-289-9449

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